Tuesday, July 31, 2012

Steps Rocking Garage | Home Improvement Zones

Garages are for everything that is used for storage of old appliances and vehicles to the man cave. A well-designed parking can be a real asset to your home in many ways.

A real Rockin ?garage is equipped with clean floors and freshly painted walls, storage design and bright illumination altogether. A really well designed garage setup, you need these 5 things.

1) by deciding what you really need and want to start in your garage design. Is there a place to hang out with your friends while watching the big game?

Or do you need a place that is well organized, but fun for the family to store their equipment? Is there a space for extra guests in the bedroom to be? You must determine the layout too.

Do you have a section for sports, one for tools and for storage of Christmas decorations? Knowing what you know about your garage for the first step.

2) Secondly, by starting the addition. Remove any stains on the floor.

Paint the walls a nice color. Or just to paint one wall a bright color, and the other a neutral color.

If you are not satisfied with this, there are many garage conversion and renovation of the company, which offers complete renovation services, including design and construction ensures a converted garage.

These companies will meet with you to understand your needs and careful measurements of your garage to take. You?re going to feed all these data into a computer, software and operates on a number of alternative designs.

In fact, you could see what your garage can look inside and outside the three-dimensional mock-ups on the screen.

3) now on the floor. Garage floor coverings can be painted in a simple, concrete, perhaps in a contrasting color of the walls. Another option is rubber tiles in a beautiful color. Rubber flooring is comfortable and durable.

It will strengthen your feet, insulate against loud noises and help to ensure that the garage heat. Rubber flooring is also very easy to have a rubber floor rolls, tiles or even to install interlocking rubber floor tiles.

4) Then the garage door. For a true rock look, a local artist to paint a mural or has to say on the inside of the door. It really would be you. And if you have a fix-it shop tour at your leisure, you?re an artist, a logo on the door.

5) The final step is to install stored. The garage renovation industry is one of the fastest growing segments in DIY.

There are hundreds of companies on the Internet dealing with garage conversion. Many consider only the garage floor coatings and coverings, which are very popular because of its resistance to stains.

But there are many companies that offer full garage conversion garage organization units to offer. The rebuilding of their rockin ?garage will deviate from your budget.

A simple reconstruction project, which in turn floor and walls with a few simple shacks on the walls and ceiling are a relatively inexpensive project to be. On the other hand, implies a larger budget, another large scale project installation of beautiful cabinets for storage, beautifully marbled, colored, or even custom rubber flooring and paint colors on the walls.

A really well-designed fantasy garage can really hit the budget. For those who can afford a garage and has a solid track lighting, stainless steel countertops or hobby room, car and motorcycle lifts and platforms that need the car to go out and be on the outside.

Source: http://www.magellanmmgeo.com/1183/steps-rocking-garage

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A Fantastic Business Needs Terrific Accounting Support ...

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Source: http://pyaardosti.com/a-fantastic-business-needs-terrific-accounting-support

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AP Exclusive: Guards at 7 Ill. prisons searched

FILE - This Nov. 4, 2011 photo shows the Menard Correctional Center in Chester, Ill. The Associated Press has learned that the Illinois Department of Corrections has searched guards departing at least half a dozen prisons over the last week beginning Monday, July 23, 2012. Shakedowns occurred this week at prisons in Danville, East Moline, Pontiac and Taylorville; Menard, the Shawnee lockup in Vienna and Illinois River Correctional Center in Canton, according to workers and the union, the American Federation of State, County and Municipal Employees. (AP Photo/The Southern Illinoisan, Paul Newton, File)

FILE - This Nov. 4, 2011 photo shows the Menard Correctional Center in Chester, Ill. The Associated Press has learned that the Illinois Department of Corrections has searched guards departing at least half a dozen prisons over the last week beginning Monday, July 23, 2012. Shakedowns occurred this week at prisons in Danville, East Moline, Pontiac and Taylorville; Menard, the Shawnee lockup in Vienna and Illinois River Correctional Center in Canton, according to workers and the union, the American Federation of State, County and Municipal Employees. (AP Photo/The Southern Illinoisan, Paul Newton, File)

FILE - In this Aug. 20, 2008 file photo, corrections officers leave the Pontiac Correctional Center during a shift change in Pontiac, Ill. Illinois authorities took the unusual step of searching guards and other prison employees for contraband as they left at least seven facilities last week, sparking worker allegations that the checks may have been reprisals for complaints about overcrowding and understaffing and inside information leaked to the press, workers and union officials told The Associated Press. (AP Photo/Charles Rex Arbogast, File)

(AP) ? Illinois authorities took the unusual step of searching guards and other prison employees for contraband as they left at least seven facilities last week, sparking worker allegations that the checks may have been reprisals for complaints about overcrowding and understaffing and inside information leaked to the news media, workers and union officials told The Associated Press.

Department of Corrections spokeswoman Stacey Solano would not confirm that the searches had intensified, but she said they are a routine security measure to control banned materials from cellphones to weapons.

The dustup over the pat downs comes as Gov. Pat Quinn pushes a cost-cutting plan to shutter several state correctional facilities, including next month's scheduled closure of a "supermax" prison in Tamms. The move has been fiercely resisted by prison workers who fear increased violence if currently isolated gang members are moved elsewhere.

The searches began just days after prison workers complained publicly in Springfield about prison conditions and followed a newspaper report about where some displaced Tamms inmates would go. That report was based on an internal Corrections document.

The employees' union said such searches are rare and may constitute "retaliatory harassment," which the Corrections agency denied.

Employee searches started July 23 at prisons in Danville, East Moline, Pontiac and Taylorville; the Menard prison in Chester; the Shawnee lockup in Vienna; and Illinois River Correctional Center in Canton, according to workers and their union, the American Federation of State, County and Municipal Employees. At least some have occurred when workers punched out.

Illinois Department of Corrections policy allows searches of employees at any time ? beginning, during or ending a shift ? to ensure they are not carrying banned materials, from magazines and cigarettes to illegal drugs and weapons.

But Kim Larson, an accountant at the Danville prison for 12 years, said she never received a pat down before when she left her 7 a.m. to 3 p.m. shift.

"It was weird. Usually, they do it at the beginning of the shift, when we're coming in," she said. "I mean, what are we going to take out?"

She said no one told the employees the reason for the search, which for Larson involved going to a restroom with a female officer, emptying her pockets and undergoing a pat down of her body.

Larson said that type of search, even when arriving at work, is so unusual that she can't remember the last time she had to go through any security measure other than the daily inspection of bags and walk through a metal detector.

Solano would not say where pat downs occurred or the reason behind them.

"The department has full authority to search employees whenever it chooses ... to ensure that employees are not participating in the movement or introduction of contraband inside the facilities," Solano said. "IDOC is vigilant in keeping contraband out of the facilities, and this is one such measure the department is taking to ensure safety and security inside the prisons."

It's conceivable that information leaked from a prison would be in paper form because correctional officers, for instance, don't have continuous access to email. But AFSCME is more concerned that the action may be aimed at gagging staffers.

"Coordinated shakedowns of staff are nearly without precedent in anyone's memory," AFSCME spokesman Anders Lindall said. "To do this at the same time union members are coming forward as whistleblowers to reveal the dangerous consequences of the administration's closure plans reeks of retaliatory harassment."

Solano denied that the department retaliates against staff but said, instead, the agency "encourages employees to use the proper process" for reporting problems to the Office of the Executive Inspector General.

Quinn's announcement of the prison closure plan has been followed by several reports of troubling incidents inside correctional facilities.

The AP reported earlier this month, after tipped by people knowledgeable about the prisons, on a string of violent incidents and an inmate drug overdose in the previous six weeks.

AFSCME members and correctional workers came to Springfield two weeks ago and publicly testified against closing prisons because of inmate overcrowding and understaffing. Illinois prisons currently hold about 48,000 inmates in a system designed for 33,000. The number of employees has fallen from more than 16,000 in 2002 to less than 12,000.

Days after AFSCME's public forum, the (Decatur) Herald & Review reported on an internal Corrections memo that designated nine Tamms inmates for transfer to prisons out of state. That prompted lawmaker complaints that Tamms should stay open because other Illinois prisons couldn't control some of the state's worst criminals.

The Tamms supermax isolates gang leaders and violent troublemakers from the rest of the incarcerated population, stifling problems at other prisons, advocates say. Quinn says it's underused and too expensive and wants it closed, along with a prison in Dwight.

The Decatur report prompted a letter to the newspaper from Corrections executive chief Jerry Buscher. It warned that publishing the information could jeopardize the safety of guards and inmates and would be viewed "as attempting to promote disorder within the prison system."

Buscher sent a similar letter to The Associated Press after a reporter asked Solano about information from internal documents the AP had obtained.

Lindall said corrections officials told AFSCME the pat downs are necessary because officials recently found inmates with cellphones during a search at Stateville prison in Joliet. Solano confirmed authorities found contraband earlier this month at Stateville but would not comment further because an investigation is ongoing.

Toby Oliver, a correctional lieutenant at Tamms who was stabbed by an inmate at Stateville in 1995 and has criticized Tamms' closure, called it "coincidental" that the pat downs began two days after the Decatur newspaper report.

He said he never remembers an end-of-shift pat down.

"What is coming out of the institution seems to be the priority," Oliver said. "You'd think it would be the other way around."

___

John O'Connor can be contacted at https://www.twitter.com/apoconnor .

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-07-30-US-Illinois-Prisons-Staff-Searches/id-b648f49c7a5b4173a7c17101caf984e2

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naptime diaries: family hope love

If you've been around Naptime Diaries for awhile, you might know that we are a family with a heart for adoption. Since the beginning of our marriage, we always knew that adoption would be a part of our lives and in the past five or so years we've been trying to listen really closely to the Lord about HOW it's supposed to be a part.?


While the time hasn't come for our family to adopt, we love doing whatever we can to encourage and support our friends around the US as they pursue bringing orphans home, one by one.?


Sara is truly one of my favorite people I've ever met. Since the day I met her four years ago in Seattle, I loved that she always seemed to be everything I wasn't (in good ways) and still incredibly soft and pliable before the Lord. She's tiny and strong and I've always been wowed by her motherhood. Sara mothers with confidence and grace and joy amidst daily life - whether it be hard or just mundane.?


Her husband Mark and her have three boys by birth and have already adopted a precious daughter, Ella, from Uganda and are now in the process of adopting another little lady - Lana, from Eastern Europe. Lana is HIV positive and needs a family quickly. The Brintons have about $8,000 left to raise and we would LOVE to help them get her home as quickly as possible.?


Here are a few ways you can help TODAY:?
- TODAY, July 30th, all profits from our etsy shop will go to support the Brinton's adoption. If you've wanted a print or need some gifts or just want to bless them, please go nuts in the shop! We'll send you the prints and send the money straight to the Brintons.?
- You can make a donation straight to Lana's fund HERE.?
- You can buy from Sarah's Noonday Shop (beautiful jewelry) HERE.?




You can read more about the Brinton's adoption here at - Family Hope Love
and you can also read more about their new fun life in London here at From Mom to Mum.?

Thank you for loving the Brintons with me today

and helping bring Lana home to her family.?


Source: http://www.naptimediaries.com/2012/07/family-hope-love.html

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Monday, July 30, 2012

Home Improvement | The Steam Shower the Best Buy of the Twenty ...

?Use Technological Advancements to Enhance your Bathroom
We are constantly looking for solutions to enhance our homes and this has taken precedence ever more so towards the bathroom. Fixtures and fittings are what make or break our bathrooms and over recent years we have had the pleasure of seeing some amazing and revolutionary products hit the market place. Appliances such as the luxury steam showers, steam shower baths and whirlpool bathing systems are just some of the wonderful concepts that are now readily available for our bathrooms. It...

?Join the Steam Shower Revolution
The steam shower is a wonderful concept for enjoyment and necessity all encompassed within a self-enclosed cubicle. Previously the steam shower unit was an appliance only found within local gyms, hotels, spa retreats and wealthy establishments. Usually the majority of us will have experienced the sensation of the steam room within your local gym; however you will have found that your time is limited. And because your time is limited you will have not had the time to truly experience the...

?Maintaining and Taking Care of your Steam Shower is a Priority
Many people are now turning to the latest offers produced by bathroom suppliers for enhancing their home. This has resulted in a high demand for the steam shower, all due to its cutting edge designs and the many wonderful features fitted within the self-enclosed unit. However just like many other electronic appliances, the steam shower can succumb to a variety of technical problems if we are not careful. This is why it is paramount that we take in maintaining this amazing system, especially...

?Experience the Marvels of Having a Steam Shower Room
Water is truly the essence of life! Our bodies are made mostly of water and as such water is one of the more necessary substances for refreshment and overall health. Water not only acts as a drink to quench and relinquish our thirst, it also acts as a method of cleaning and removing ground in dirt and grime from our bodies. Furthermore we refresh our souls by bathing and showering our bodies in water, usually each and every day. In short it is not simply a function; it is part and parcel of...

?Improve Your Lifestyle Health and Home with a Steam Shower Room
Tired of the same old, mundane shower or bathtub? If so then consider the latest bathroom innovation, the steam shower. Times are constantly changing and the days when such luxuries were only marvelled at in expensive hotels or spa retreats are now becoming commonplace within the confines of our own homes. Development in technology and ingenuity has enabled the steam shower and steam shower bath to become an affordable feature we can all enjoy within our home. These true marvels of...

?Buy a Steam Shower within the Confines of your Own Home
The overall importance of the bathroom?s interior has increased immensely over the last couple of years and this is all down to the introduction of the steam shower and steam shower bath. These remarkable feats of technology are simply a cross between a shower cubicle and a steam room with a whole host of remote gadgets thrown in to the equation to enhance the user?s experience. As such these showering systems can do anything the shower cubicle and steam room can do alongside so much more....

?Add A Little Spice to Your Bathroom with a New Shower or Steam Shower Enclosure
The cold and the dull duration of winter can be a long and tiresome affair. One of the best ways to keep yourself occupied throughout this time is by upgrading your bathroom. There are many unique and diverse ways in which you can enhance the bathroom, but one of the more popular options starts with the shower. Upgrading the shower is not as simple as it may first appear. The choice of shower takes more than just deciding on the best colour. A whole re-style is usually required, especially...

?Health and Property Value Increased with a Steam Shower Room
Our health is extremely important and what better way to increase your health than with one of the latest wonders to hit the market, the steam shower. More and more people are finding themselves too stressed to go on with their daily lives. In this fast paced society, eating does not help much and sleeping takes too much time. A quick energy boost will certainly go a long way and this is exactly what a steam session offers. For those who are not familiar with this device, it is a...

?Technology and Innovation all in one with the Steam Shower Room
Revolution in industry, technology and innovation has led to the development of the steam shower, steam shower baths and whirlpool baths. These amazing cutting edge bathroom accessories provide a fantastic range of remote gadgets combined with a mass of therapeutic benefits to the body. There has been a tremendous influx in the number of websites and independent manufacturers producing and stocking a wide array and assortment of steam showers and affiliated products for the domestic market...

?Perfect the Interior of your Bathroom with a Stylish Shower Enclosure
As elements go for the home the shower enclosure has to be one of the most functional necessities featured within our bathroom. This remarkable appliance provides with the ability to cleanse our bodies in a fast efficient manor, instantly adding refreshment and revitalising to our bodies whilst adding elegance and sophistication to the interior. The shower is the must-have accessory to the home, especially as more and more people are living hectic and stressful lifestyles, with the shower...

Source: http://www.bharatbhasha.net/home_improvement.php/380998

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Sunday, July 29, 2012

2 cycling bridges to be replaced in South Lake Tahoe | Lake Tahoe ...

By Kathryn Reed

Cyclists in South Lake Tahoe will soon have a less bumpy ride across two bridges.

The old Douglas fir planks on the structures spanning Trout Creek and Upper Truckee River will be replaced with a material similar to what is on the 15th Street Bridge. Even road bike riders should be able to use them.

Bike trails in South Lake Tahoe will be upgraded this year. Photo/LTN file

The allocation of $30,000 to get this work done was granted July 27 by the South Lake Tahoe Recreation Facilities Joint Powers Authority board. It?s anticipated the city?s public works crew can do the job this building season.

Friday morning?s three-hour meeting at Lake Tahoe Airport was the JPA?s annual meeting. An unexpected expense for the JPA board was the need to pay El Dorado County $44,000 for the assessor?s office to notify property owners of the annual assessment. When this was first done in 1991, it cost $11,000. El Dorado County Supervisor Norma Santiago, who also chairs the JPA board, is going to research why the fee has quadrupled and see if it can be lowered.

With the passage of Measure R, which altered the original language of Measure S to allow for more flexibility in spending recreation dollars, the JPA will now meet twice a year. The next meeting will be in January, though no specific date was agreed to.

The bike improvement money comes from Measure R and would not have been allowed under Measure S. One of the significant changes in the measures was to allow for current trails to receive maintenance funds.

The other thing the bike committee recommended and the board agreed to is to put $100,000 as matching dollars for a $600,000-plus grant that would go toward cycling on the South Shore.

If the grant were not secured, it would have to be decided if the $100,000 goes into trails or is again used as a tool to go after more money. Notification should come in October if South Tahoe is awarded the grant.

The other component to Measure R is that the ball fields ? baseball, softball, soccer ? have $500,000 now to spend. But the committee tasked with making recommendation to the board had nothing definitive to recommend. This, despite the members having met for half a year.

Sue Novasel, who is on the Lake Tahoe Unified School District board, made a pitch for the high school softball field to get $45,000. (She is not on the ball field committee.) That field has taken up an inordinate amount of the committee?s time. Issues with state and federal laws involving equality of boys and girls? facilities is at stake.

South Lake Tahoe City Councilman Hal Cole, who is on the JPA board, said to Lake Tahoe News after the meeting, ?Are we going to do the high school field which is not part of the JPA??

He said if the JPA puts money into that field, then the JPA will have further responsibilities for that field down the road.

?We need to fund the biggest priority and go from there,? Cole said. He doesn?t want to do a bunch of insignificant improvements.

John Upton, the lone paid staff member of the JPA, said it?s possible if the fields committee comes up with a true recommendation for the board, that a special meeting could be called.

?I think everyone supports a third field at the Al Tahoe site. I feel it will be a field for baseball and softball. The committee needs to decide that,? Upton said after the meeting.

Steve Knoll and Chuck Leonard, field committee members, gave a presentation to the board about the state of fields on the California side of the South Shore. (The recreation measure?s boundaries are essentially the same as Lake Tahoe Unified.)

The field and bike committees plan to keep meeting and figuring what is best for Tahoe.

As was pointed out by some at the meeting, the cycling community had an edge because a master plan through the Tahoe Regional Planning Agency exists. No master plan is in place for the fields. The committee could as the board to fund a master plan, but what was proposed to voters was the taxpayer money would be used on actual field upgrades, not a planning document.

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Source: http://www.laketahoenews.net/2012/07/2-cycling-bridges-to-be-replaced-in-south-lake-tahoe/?utm_source=rss&utm_medium=rss&utm_campaign=2-cycling-bridges-to-be-replaced-in-south-lake-tahoe

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Idleexperts ? Partition data Recovery for windows 7 and windows 8

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Source: http://www.idleexperts.com/computers/information-technology/partition-data-recovery-for-windows-7-and-windows-8/

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2 cycling bridges to be replaced in South Lake Tahoe | Lake Tahoe ...

By Kathryn Reed

Cyclists in South Lake Tahoe will soon have a less bumpy ride across two bridges.

The old Douglas fir planks on the structures spanning Trout Creek and Upper Truckee River will be replaced with a material similar to what is on the 15th Street Bridge. Even road bike riders should be able to use them.

Bike trails in South Lake Tahoe will be upgraded this year. Photo/LTN file

The allocation of $30,000 to get this work done was granted July 27 by the South Lake Tahoe Recreation Facilities Joint Powers Authority board. It?s anticipated the city?s public works crew can do the job this building season.

Friday morning?s three-hour meeting at Lake Tahoe Airport was the JPA?s annual meeting. An unexpected expense for the JPA board was the need to pay El Dorado County $44,000 for the assessor?s office to notify property owners of the annual assessment. When this was first done in 1991, it cost $11,000. El Dorado County Supervisor Norma Santiago, who also chairs the JPA board, is going to research why the fee has quadrupled and see if it can be lowered.

With the passage of Measure R, which altered the original language of Measure S to allow for more flexibility in spending recreation dollars, the JPA will now meet twice a year. The next meeting will be in January, though no specific date was agreed to.

The bike improvement money comes from Measure R and would not have been allowed under Measure S. One of the significant changes in the measures was to allow for current trails to receive maintenance funds.

The other thing the bike committee recommended and the board agreed to is to put $100,000 as matching dollars for a $600,000-plus grant that would go toward cycling on the South Shore.

If the grant were not secured, it would have to be decided if the $100,000 goes into trails or is again used as a tool to go after more money. Notification should come in October if South Tahoe is awarded the grant.

The other component to Measure R is that the ball fields ? baseball, softball, soccer ? have $500,000 now to spend. But the committee tasked with making recommendation to the board had nothing definitive to recommend. This, despite the members having met for half a year.

Sue Novasel, who is on the Lake Tahoe Unified School District board, made a pitch for the high school softball field to get $45,000. (She is not on the ball field committee.) That field has taken up an inordinate amount of the committee?s time. Issues with state and federal laws involving equality of boys and girls? facilities is at stake.

South Lake Tahoe City Councilman Hal Cole, who is on the JPA board, said to Lake Tahoe News after the meeting, ?Are we going to do the high school field which is not part of the JPA??

He said if the JPA puts money into that field, then the JPA will have further responsibilities for that field down the road.

?We need to fund the biggest priority and go from there,? Cole said. He doesn?t want to do a bunch of insignificant improvements.

John Upton, the lone paid staff member of the JPA, said it?s possible if the fields committee comes up with a true recommendation for the board, that a special meeting could be called.

?I think everyone supports a third field at the Al Tahoe site. I feel it will be a field for baseball and softball. The committee needs to decide that,? Upton said after the meeting.

Steve Knoll and Chuck Leonard, field committee members, gave a presentation to the board about the state of fields on the California side of the South Shore. (The recreation measure?s boundaries are essentially the same as Lake Tahoe Unified.)

The field and bike committees plan to keep meeting and figuring what is best for Tahoe.

As was pointed out by some at the meeting, the cycling community had an edge because a master plan through the Tahoe Regional Planning Agency exists. No master plan is in place for the fields. The committee could as the board to fund a master plan, but what was proposed to voters was the taxpayer money would be used on actual field upgrades, not a planning document.

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Source: http://www.laketahoenews.net/2012/07/2-cycling-bridges-to-be-replaced-in-south-lake-tahoe/?utm_source=rss&utm_medium=rss&utm_campaign=2-cycling-bridges-to-be-replaced-in-south-lake-tahoe

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Saturday, July 28, 2012

Barracks Lawyers ? Answers Archive ? Best Personal Finance ...

To help you handle your money greater you should not spend more money than you happen to be attracting. Too many people fall into the capture of buying some thing now and stressing about this in the future. In other words, do not put money on your charge cards, if you fail to manage to pay out it rear straight away. The next article offers wonderful cash controlling suggestions that will inform you on when, and whenever to not, use a credit card.

When attempting to arrange your personal funds you need to construct exciting, investing dollars in the picture. Once you have removed from your strategy to include enjoyment with your budget, it makes certain that you stay articles. Additionally, it assures that you are currently affordable where you can finances already into position, which allows for entertainment.

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Source: http://barrackslawyers.com/?p=71092

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Management shake-up at JPMorgan; Zames is COO

NEW YORK (AP) ? JPMorgan Chase, which is reeling from the fallout of a big trading loss at one of its divisions, announced a broad reshuffling of its top management on Friday.

It was the second round of management reorganization at the nation's largest bank since it revealed the loss that has ballooned to up to $5.8 billion from an initial estimate of $2 billion. The loss has prompted two congressional hearings and led to investigations from international regulators.

The loss has also come to represent the risky bets taken at large banks that can jeopardize the global financial system, barely four years after the financial crisis that hurtled the country into the deepest recession since the Great Depression.

It was also viewed as a glaring example of how difficult it is to run a large bank with large far flung businesses. It has led to calls to break up the big banks and also for the resignation of CEO Jamie Dimon, who up until then had built a reputation as a steady leader. Dimon initially called the trade a "tempest in a teapot," before backtracking and revealing the scope of losses and apologizing several times for his mischaracterization.

The management announcements on Friday appear to be the bank's attempt to restore the investors' trust in the bank.

"Today's appointments are a natural step in aligning our businesses more closely to make our company even stronger," said Dimon in a statement.

Its stock rose 4 cents to $36.85 in morning trading on Friday. They are still down 21 percent from their 52-week high of $46.49 in late March.

Among the appointments announced Friday, the biggest promotion went to Matt Zames who takes on the title of chief operating officer. It is being read on Wall Street as the clearest sign yet that he is being groomed to succeed Dimon.

Zames' career has recently been on an upward trajectory. Until the trading loss was announced on May 10, 41-year-old Zames was co-head of global fixed income at the investment bank. He was promoted soon after to replace Ina Drew, the chief investment officer who oversaw the division where the loss occurred. Drew resigned in the days after the loss was revealed.

Zames will share the role with Frank Bisignano who is also chief administrative officer at the firm. Bisignano was tapped last year to lead the beleaguered mortgage banking business, which had contributed to major losses for the bank and also embarrassments when it was found out that that division had unlawfully foreclosed on homes of service members while on active duty.

Among other appointments were:

? Todd Maclin, head of the retail bank, and Gordon Smith who heads up credit cards, will become co-CEOs of Consumer & Community Banking.

? Jes Staley, CEO of the investment bank, has been named to the newly-created position of chairman of JPMorgan's corporate & investment bank.

? Mike Cavanagh and Daniel Pinto have been named to be co-CEOs of the corporate & investment bank.

Source: http://news.yahoo.com/management-shake-jpmorgan-zames-coo-140318762--finance.html

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Coating heals itself after damage

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Source: http://www.labspaces.net/122111/Coating_heals_itself_after_damage

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Friday, July 27, 2012

Succeeding With Home Improvement Projects ? Just what You ...

Doing home improvement projects can be difficult, unless of course you decide to plan, in advance, exactly what you need to do. Unexpected surprises, that might catch you off guard, can be avoided through proper planning. Being prepared is the only way that you can accomplish your projects without too many interruptions. We wrote this article to help anyone that is looking at doing a home improvement project. These tips will help you properly prepare.

There are usually requirements when a person wants to update or expand on their home; permits may be one of them. Permits are generally based on the requirements asked for in specific areas. There are areas where you need to maintain a certain look or style that is fitting to their standards. Contractors usually take on this responsibility as part of the bid, but if you do your own work, you will need to tend to it. One of the first orders of business should be to pay for the permits and get them in place.

There simply is no denying about the potential of home improvement to dramatically alter some circumstances is incredible. No one really can adequately address all the different circumstances that could arise with this particular topic. There is a lot, we know, and that is why we are taking a very short break to say a few words about this. This is significant information that can help you, and there is no questioning that. If you continue, we know you will not be disappointed with what we have to provide in this article.

It?s always wise to think about energy efficiency when you plan your home renovations. Even if you are not thinking about selling your home anytime soon; by updating to an energy efficient system you will at least be saving money on monthly expenses. A couple of energy efficient projects to consider may be simply changing your windows out or installing a better hot water heater. Insulation is another place to start when you are thinking about an update. Essentially, the best possible positive influence you could create for your home would be making it more energy efficient.

If you are planning on doing home improvements, you should plan in advance what needs to be done. Getting the job done is something that will be much easier, especially if you take the time to write out exactly what you want to do for your home improvement project. The above tips on planning for your home improvements can help you get the best possible results.

The author is a search marketing and advertising expert ? who writes on numerous home services related matters such as roofing contractors Austin and visit website.

Source: http://www.seositemanager.com/760821/succeeding-with-home-improvement-projects-just-what-you-should-know.html

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Administration projects $1.2T 2012 budget deficit

FILE - In this July 13, 2012 file photo, President Barack Obama speaks during a campaign stop in downtown Roanoke, Va. New figures released Friday by the White House predict this year?s federal budget deficit will end up at $1.2 trillion. That would make the fourth consecutive year of trillion dollar-plus deficits during President Barack Obama?s administration. (AP Photo/Don Petersen, File)

FILE - In this July 13, 2012 file photo, President Barack Obama speaks during a campaign stop in downtown Roanoke, Va. New figures released Friday by the White House predict this year?s federal budget deficit will end up at $1.2 trillion. That would make the fourth consecutive year of trillion dollar-plus deficits during President Barack Obama?s administration. (AP Photo/Don Petersen, File)

(AP) ? The White House predicts this year's federal budget deficit will end up at $1.2 trillion, marking the fourth consecutive year of trillion dollar-plus deficits during President Barack Obama's administration.

The bleak figures, while expected, are sure to add fuel to the already heated presidential campaign, in which Obama's handling of the economy and the budget is a main topic. Friday's release came as the government announced that U.S. economic growth slowed to an annual rate of just 1.5 percent in the second quarter of this year, as consumers cut back sharply on spending.

The White House budget office also predicts for this year that the economy will grow at a modest 2.6 percent annual rate and that the jobless rate will average 8 percent. It forecasts modest growth of 2.6 percent next year ? down from the 3.0 percent it predicted in February ? before rising to 4.0 percent in 2014. Unemployment would remain above 7 percent through the end of 2014, registering at 7.3 percent, the report predicts.

"The economic recovery that began in 2009 will continue at a moderate rate and unemployment will gradually decline," Jeffrey Zients, the acting White House budget director said in a blog post. "The economy still faces significant headwinds," he added.

The 2012 budget year ends on Sept. 30. The White House also predicted that next year's deficit will fall just short of $1 trillion, higher than it predicted in its February budget release. The predicted deficit for 2012 actually improved by $116 billion, but some of that was because Congress didn't enact much of Obama's jobs plan.

But the White House promises deficits will drop to about 3 percent of the size of the economy by 2017, in part through $1.5 trillion in tax increases over the coming decade.

The White House report ? released Friday afternoon with the Olympics poised to distract voters for two weeks ? again trumpets Obama's longstanding approach to tackling the deficit. It includes tax increases on families earning above $250,000, already enacted "caps" on agency operating budgets and modest savings from federal benefit programs like Medicare and Medicaid.

"Since taking office, the president has worked to restore fiscal responsibility," says the OMB report.

Republicans scoffed, noting that Obama has violated his promise to wrestle the deficit in half by the end of his term.

"The president's string of broken promises on our nation's fiscal challenges weighs heavy on an anemic economy," said House Budget Committee Chairman Paul Ryan, R-Wis. "The president's commitment to ever-higher government spending and his failure to deliver on his economic promises have resulted in the fourth-straight budget deficit in excess of one trillion dollars."

Under Obama's budget plan, the total U.S. debt would reach $16.2 trillion by the end of the year and soar to $25.4 trillion at the end of a decade's time.

"America can have robust economic growth ? and avert a catastrophic debt crisis ? but it requires a credible fiscal plan and the leadership necessary to achieve it," said top Senate Budget Committee Republican, Jeff Sessions of Alabama.

The government is likely to reach its borrowing cap ? the subject of a fierce fight last summer between Obama and Republicans ? late this year or early next year, which is going to require the next Congress and either Romney or Obama to act together to increase the borrowing cap. That is seen by many as an opportunity to force lawmakers to finally tackle the country's major budget problems.

Also looming is the so-called fiscal cliff, a combination of big tax increases and deep, automatic budget cuts slated to begin in January unless Obama and congressional Republicans step in to block them this fall or during a postelection session of Congress. Many economists say that if the government plunges over the fiscal cliff it could drive the economy back into recession.

Romney, for his part, offers relatively few specifics on the budget but promises to bring total government spending down to 20 percent of the U.S. economy by the end of a first term in 2016. That is roughly in line with where it was during Republican George W. Bush's presidency. Government spending now equals 24 percent of gross domestic product.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-07-27-Budget%20Deficit/id-735b50124d23467d855f26b18e63758c

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Asian markets mostly up on upbeat earnings

Asian markets mostly rose Thursday following upbeat earnings results in the region and the United States, while eurozone fears eased slightly on hopes over the funding of future bailouts.

The first gain for the Dow in four sessions also provided some support but the euro gave up some of the rare recent gains it had made in New York currency trade.

Tokyo's Nikkei index closed 0.92 percent, or 77.20 points, higher at 8,443.10, as investors sought out cheap buys after the benchmark hit a seven-week low on Wednesday, said Fumiyuki Nakanishi, SMBC Friend Securities' head of investment and research.

Sharp closed up 0.76 percent at 262 yen after recouping losses on a report the consumer electronics firm may cut 15 percent of its workforce.

Olympus jumped 9.63 percent to 1,400 yen after medical equipment maker Terumo said it offered to make a $640-million capital injection in the scandal-hit firm and merge under a holding company.

Brokerage giant Nomura Holdings rose 5.71 percent to 259 yen after media reports that chief executive Kenichi Watanabe would step down over an insider trading scandal.

Nomura said after the market close that its net profit dived 89.4 percent year-on-year to 1.89 billion yen in the three months to June as commission income fell in retail business while net gain on trading shrank.

Canon plunged 7.76 percent to 2,470 yen after the export-dependent cameras and office equipment maker lowered its profit outlook for 2012.

Meanwhile, the Seoul market was up 0.74 percent, or 13.16 points, at 1,782.47, and Sydney gained 0.58 percent, or 23.8 points, to 4,147.7.

Hong Kong ended flat, edging up 0.08 percent, or 15.46 points, to 18,892.79, while Shanghai eased 0.48 percent, or 10.15 points, to 2,126.00.

Regional investors followed the lead from the Dow and most European markets after Spanish borrowing costs fell slightly after hitting record highs on the back of fears Madrid will ask for a bailout.

The yield on Madrid's 10-year bonds eased to a still-high 7.376 percent after soaring to as much as 7.621 percent at one point.

Dealers were given some comfort after Austrian central bank chief Ewald Nowotny, a member of the European Central Bank governing council, said the soon-to-be launched European Stability Mechanism rescue fund might be granted a banking licence.

That would allow the fund to exchange bonds for ECB cash, bolstering its capacity without governments having to contribute additional funds.

Traders have been growing increasingly concerned that a possible rescue for Spain could cost hundreds of billions of dollars, which leaves very little in the pot to help other troubled economies.

"Giving the ESM a banking licence would allow it to expand its firepower," CMC Markets chief market strategist Michael McCarthy in Australia told Dow Jones Newswires.

"The sell-off this week was related to the failure of the eurozone to make any improvement in the structural process of directly aiding Spanish banks."

But there was still plenty of gloom in Europe. In Germany a survey showed business confidence dropped for the third month in a row in July while Britain said its economy shrank a worse than expected 0.7 percent in April-June deepening the country's double-dip recession.

On Japan's Nikkei, videogame maker Nintendo posted healthy gains of 3.19 percent after saying later Wednesday that its first-quarter losses were much lower than at the same time last year.

And industrial robotics firm Fanuc surged 5.32 percent after saying earnings for the April-June period were better than expected.

The earnings figures were followed by strong results on Wall Street from construction giant Caterpillar and airplane maker Boeing, which helped the Dow advance 0.47 percent on Wednesday.

In Sydney flagship carrier Qantas jumped 9.6 percent after it said it was in talks with Emirates and other airlines about a possible tie up to save its struggling international arm.

On currency markets the euro bought $1.2145 and 94.98 yen in afternoon Asian trade, compared with $1.2153 and 95.04 yen late Wednesday in New York, where it had made big gains from the previous session. The dollar was at 78.18 yen from 78.19 yen.

Oil prices were down. New York's main contract, light sweet crude for delivery in September, dipped 34 cents to $88.63 a barrel in the afternoon while Brent North Sea crude for September delivery fell 38 cents to $104.00.

Gold was at $1,604.23 at 0850 GMT from $1,592.40 late Wednesday.

In other markets:

-- Taipei was down 0.12 percent, or 8.44 points, at 6,970.69.

Hon Hai Precision lost 1.71 percent to Tw$80.5 and Taiwan Semiconductor Manufacturing Co rose 2.28 percent to Tw$76.3.

-- Manila closed 0.18 percent, or 9.24 points, lower at 5,152.56.

Philippine Long Distance Telephone slipped 0.22 percent to 2,674 pesos but Ayala Corp. 0 rose 0.39 percent to 412.60 pesos.

-- Wellington rose 0.77 percent, or 26.77 points, to 3,485.74.

Fletcher Building was up 2.3 percent at NZ$5.90, Air New Zealand gained 0.6 percent to close at NZ$0.90 and Telecom Corp lifted 0.2 percent to NZ$2.57.

Source: http://news.yahoo.com/asian-markets-mostly-upbeat-earnings-105010033--finance.html

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Thursday, July 26, 2012

Medicaid may help people live longer, study indicates (Los Angeles Times)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/238307039?client_source=feed&format=rss

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Video: Romney: More gun control laws 'won't make all bad things go away'

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/nightly-news/48324224/

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Iraq spokesman: 12 killed, helicopter downed in clashes between security forces, al-Qaida

TOKYO (Reuters) - Japan's government on Thursday nominated Shunichi Tanaka, an expert in radiation physics, to head a new safety regulator, taking a step forward in its efforts to restore trust in nuclear power, shattered by last year's Fukushima disaster. But it is uncertain whether confidence can be restored with public??

Source: http://news.yahoo.com/iraq-spokesman-12-killed-helicopter-downed-clashes-between-094300606.html

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Back to School Part 2: The Three S's of Kids' Rooms ? Art Van: We ...

In classrooms, kids get the three R?s: Reading, Writing and Arithmetic. In their bedrooms, however, they need the three S?s: Sleep, Study and Storage.

Like their own mini offices, kids? bedrooms are where they conduct the business of growing, learning and becoming. Set up your child for success by choosing the right furnishings ? pieces that help them sleep, study and store the belongings that make them special. It?s an easy task at Art Van Furniture?s Kids & Teens Collection, where we have a variety of styles from which to choose.

If you haven?t shopped for kids? furniture lately, you?ll be pleasantly surprised to see that youth bedrooms have grown up. Less age specific and more sophisticated, pieces will allow your child to express him/herself while at the same time fitting in beautifully with your home?s overall design style. Take a look:

Summer Breeze Collection

If Rustic is your style, experience the Summer Breeze Collection, which offers ultimate versatility and lots of color. Finish choices include white, pine, red, blue and green, and you can select matching pieces or mix finishes for a one-of-a-kind look. Start with the twin or full poster bed, or select the daybed with bookcase. All of the beds work with the collection?s optional trundle. Then add a five-drawer chest, three-drawer entertainment center or two-drawer nightstand. The informal feel is perfect for a youth, tween or teen. And once you?re an empty-nester, the storage pieces can be used throughout the home as a buffet, entertainment center or supply chest.

Village Craft Collection

If your home is Contemporary, the Village Craft Collection offers a striking option. The cherry finish platform bed, in twin or full, is chic and stylish, and quickly takes center stage in the room. Storage needs are more than fulfilled with the matching nine-drawer dresser, five-drawer chest and three-drawer nightstand, all of which feature sleek nickel-finished hardware. A three-drawer computer desk gives the perfect homework station, and an optional desk hutch easily holds books, school supplies and more.

Greenville Collection

Finally, if your look is Casual, you?ll love the Greenville Collection, which offers simple style and loads of function. In either twin or full sizes, chose a classic panel bed or make a statement with a studio bed, which includes a bookcase headboard that offers plenty of room for electronic gadgets, trinkets and books. Both styles can be used with the optional trundle. Add more storage to the room with a six-drawer dresser, five-drawer chest and single-drawer nightstand. This collection easily transforms from youth to tween to teen and beyond, and can be dressed up or down depending upon the bedding you select.

Remember, when buying youth bedroom furniture, you want to choose a collection that will have lasting style as your child grows older. These four collections ? all of which work well for a boy or girl ? are just a sample of the options we have in store for you.


Source: http://wevegotthelook.com/2012/07/back-to-school-part-2-the-three-ss-of-kids-rooms/

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What Is A Schedule (IV) Narcotic - Virginia Beach criminal lawyer

By James Garrett
?
The Virginia Drug Control Act classifies narcotics into five classes (I-V) based on the Federal Controlled Substance Act. If you have been charged with simple possession of a controlled substance or possession with intent to distribute a controlled substance (PWID), the criminal penalty varies depending upon this classification.
  • Schedule I narcotics are those that are defined as having a high tendency for abuse and addition, and have no accepted medical use or treatment. Examples of Schedule I controlled substances include heroin, Quaaludes, and MDMA (Ecstasy) and other methamphetamines.
  • Schedule II narcotics are also defined as having a high potential for abuse, but have some medical treatment value under severe restrictions. Examples include cocaine and PCP, as well as commonly prescribed narcotics such as Oxycodone, Morphine and Ritalin.
  • Schedule III-V narcotics are those with a commonly accepted medical value and are less likely to be abused. Examples include steroids (III), Ketamine (III) and Hydrocodone (III), Xanax (IV), Valium (IV). Schedule V narcotics include many common medications such as prescription level cough syrup like Robitussin.
In Virginia, the penalty for possession of, or for possession with intent to distribute, a Schedule I/II narcotic is the most serious. Both are charged as a felony with potential prison time. Simple possession carries a maximum sentence of ten years; possession with intent to distribute carries a maximum of forty years in prison, with a minimum of five years. Simple possession of any Schedule III-V is a misdemeanor criminal offense, possession with intent to distribute is a felony in all situations except Schedule V (Class 1 misdemeanor).

If you or someone you know is facing a charge for simple possession of a controlled substance or possession with intent to distribute a controlled substance, it is important to speak with a Virginia Beach drug defense lawyer immediately. Our criminal defense lawyers are available 24/7/365 to answer your questions. Contact our office today to schedule a free consultation. (757) 422-4646.

Garrett Law Group, PLC

Source: http://vabeachcriminallaw.blogspot.com/2012/07/what-is-schedule-i-v-narcotic-penalty.html

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Wednesday, July 25, 2012

Purchasing A Mobile Cellphone ? Earning Intelligent Choices

Irrespective of whether you might be obtaining your initially mobile mobile phone, upgrading into a more recent 1 or thinking about a fresh mobile cell phone system, it can be a good idea to totally study your purchase. There are actually a mess of companies, mobile cell phone plans and prices out there. You could decide on from loved ones designs, prepaid time cards, and ideas customized on your certain desires. The listing, just like the beat, goes on. The aim of the short article is to help guidebook you thru the big level of selections. This post incorporates some solutions that will help you choose which mobile cell phone and mobile telephone prepare meets your needs.

Among the factors to take into account when searching for a new mobile phone is what cell phone accessories you would like and wish. It is really also a good idea to acquaint by yourself with a few websites that rate and review cell phones and mobile mobile phone equipment. Mobile phone organizations these as Nokia, Motorola and LG provide simple to use quiz?s to help you identify what cell cellular phone is true for the occupied life style. Because you are chaotic, I have executed a little bit research for yourself and have come up with some suggestions that can assist you make the proper decision when purchasing a new cell mobile phone.

Here are a few elements to take into consideration when getting or upgrading your mobile phone. Part of what you wish to seem for in the cell mobile phone is what premiums can be obtained should you be purchasing over a single cellphone. A lot of mobile phone businesses are at this time offering ?family plans? which make owning over a single cellphone extremely beautiful.

The following are a few tips to think about when studying a mobile telephone and cell mobile phone strategies buy:

one. Financial state

Breakthroughs in technological innovation have revolutionized the communications marketplace. This technological know-how has launched the earth to digital cameras and it has also revolutionized the planet of mobile phones. This engineering has enabled a cell cell phone to act as being a digicam as well as in some scenarios to suit while in the palm of your respective hand. That is why the sky could be the restrict while in the conditions of some cell telephone price tags. You could pay out up to you like for all of the inside possibilities that a cell cellphone is supplied with. To even more generate up the price of your mobile cellular phone obtain, there are numerous mobile cellphone components which can be critical for the safe procedure with the unit and several which can be just frills.

Visit Phonesheriff discount coupon.

Source: http://www.ultimadowntown.com/2012/07/purchasing-a-mobile-cellphone-earning-intelligent-choices/

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Potlatch 2Q net income falls despite higher sales

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Source: http://news.yahoo.com/potlatch-2q-net-income-falls-despite-higher-sales-193843360--finance.html

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